Financial Analysis Vice President - Card Finance Analytics

Job Responsibilities

• Own the financial evaluation framework for Card-based installment initiatives, including comprehensive financial impact assessments and investment modeling (NPV/ROI/IRR) to inform portfolio and capital allocation decisions.
• Build and present volume, revenue, expense, and NPV forecasts investment review forums and the Card annual planning cycle, translating complex analyses into clear business cases for senior leadership.
• Partner with cross-functional teams (Risk, Marketing, Data & Analytics, Operations) to drive business planning, forecasting, and regulatory stress testing, aligning analytical frameworks to business objectives.
• Monitor performance versus forecast for installment programs, identify variance drivers and risks/opportunities, and deliver concise monthly readouts with actionable recommendations.
• Enhance modeling efficiency and forecasting accuracy through process improvements; maintain model governance documentation and ensure compliance with regulatory and audit standards.
• Lead and mentor analysts and associates; foster cross-functional collaboration, knowledge sharing, and best practices across the installment valuation agenda.

Required qualifications, capabilities and skills

• Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related quantitative field
• 7+ years of experience in financial analysis, decision science or quantitative modeling with demonstrated team leadership
• Advanced analytical problem solving with experience managing complex, large-scale datasets and end-to-end analytical projects in fast-paced environments; fluency in financial forecasting for multi-year horizons
• Proficient in Excel and PowerPoint; advanced proficiency in Python, SAS, SQL, Alteryx, and Tableau, with proven experience migrating logic from SAS to Databricks SQL to improve querying efficiency and data management
• Ability to translate complex quantitative concepts and NPV analyses into clear narratives for diverse audiences; proven track record presenting financial insights to senior management
• Strong business acumen and proactive leadership, with deep understanding of consumer lending, credit risk, and the regulatory environment; demonstrated ability to drive continuous improvement in investment evaluation processes

Preferred qualifications, capabilities and skills

• Experience in consumer lending, credit card industry, or financial services with specific exposure to credit line management or balance transfer products
• Knowledge of regulatory frameworks and stress testing methodologies (CCAR, CECL)
• Experience with cloud-based analytics platforms and big data technologies