Experienced Loan Officer - Consumer Direct
About the Role
At Mutual of Omaha Mortgage, Loan Officers are trained to listen, build rapport, understand and analyze the full financial situations of our customers. Our goal is to provide the most appropriate financial solutions to meet each client's specific needs. We specialize in affinity relationships, offering very competitive pricing, and provide a complete line of residential mortgage, refinancing, and specialty loans.
Mutual of Omaha Mortgage is a full-service lending division with a knowledgeable staff of experienced Loan Officers and an operations team that ensures competitive interest rates and optimal mortgage structuring by constantly updating loan programs and pricing based on market patterns.
Responsibilities
- Listen, build rapport, and analyze customers' financial situations to provide tailored financial solutions
- Connect quickly with consumers and build relationships with potential clients
- Handle a high volume of inbound calls
- Close deals and negotiate effectively
- Quickly identify and align with customers' goals and objectives
- Demonstrate strong follow-up capabilities and maintain excellent communication
- Work in a fast-paced environment, multitasking and adapting as needed
- Exhibit a strong sense of urgency and initiative
- Perform basic computer tasks and data entry
Qualifications
- Energetic, outgoing, and persuasive with excellent communication skills
- Good character and integrity
- Exceptional written and verbal communication skills
- Strong ability and passion for closing deals
- Ambitious professional motivated by advancement opportunities
- Flexible, adaptable, and quick learner
- Sales experience preferred
- College degree preferred but not mandatory
Benefits
- One of the best consumer direct compensation plans in the market
- Live transfers – no cold calling required
- Ongoing sales training and daily sales coaching
- Incentive plans, competitions, company-paid trips, and contests
- Continuous on-the-job training and internal growth opportunities
- Extensive product line, including exclusive products
- Dynamic and collaborative corporate culture
- Commission-based compensation plus state/local minimum wage base hourly
- Paid sick time: 40 hours after 90 days of employment (additional state sick time as required)
- 9 paid holidays plus 1 floating cultural celebration day
- Multiple PPO medical plans and HDHP eligible plan
- Dental and vision coverage
- Company-paid life insurance
- Optional benefits: life insurance, FSA, pet insurance, etc.
- 401K with a generous employer match
- Free legal services
- Employee loan program
- $125 donation to veteran and active-duty charities for every participating loan closed
Pay
Average income of a Senior Loan Officer is typically between $50,000 and $200,000 a year, including commissions and base hourly pay meeting state/local minimum wage requirements.