Executive Underwriter – Professional Liability (Architects & Engineers)

This role drives profitable growth through the underwriting and management of a portfolio of Architects & Engineers (A&E) Professional Liability risks, while supporting broader Errors & Omissions (E&O) initiatives. The Executive Underwriter evaluates complex risks, develops tailored coverage solutions, and partners closely with retail brokers to expand business opportunities and strengthen key market relationships.

Responsibilities

• Independently underwrite and manage a portfolio of Professional Liability risks, with a primary focus on Architects & Engineers accounts.
• Evaluate small and middle market risks, including complex exposures, to ensure sound risk selection and profitable portfolio growth.
• Analyze submissions, financial information, loss history, and operational exposures to determine appropriate pricing, coverage structure, and terms.
• Underwrite both admitted and surplus lines business within delegated underwriting authority.
• Develop and maintain strong relationships with retail brokers and distribution partners on a national basis.
• Identify and pursue new business opportunities within targeted markets and industry segments.
• Negotiate pricing, coverage, and policy terms while maintaining underwriting discipline and profitability objectives.
• Collaborate with brokers to develop solutions that meet client needs and support long-term business growth.
• Support underwriting leadership in executing portfolio strategies and achieving business objectives.
• Monitor market conditions, industry trends, and competitive developments impacting Professional Liability business.
• Contribute technical expertise related to A&E Professional Liability and other E&O products, including Accountants Professional Liability exposures.
• Assist in the development and enhancement of underwriting guidelines, product offerings, and best practices.
• Partner with Claims, Actuarial, Product, Legal, and Compliance teams to support underwriting decisions and portfolio management.
• Monitor portfolio performance, including premium growth, retention, profitability, and loss ratio trends.
• Maintain accurate underwriting documentation and ensure compliance with company guidelines and regulatory requirements.
• Provide mentorship and technical guidance to less experienced underwriting staff as needed.

Requirements

• Bachelor's degree in Risk Management, Business Administration, Finance, Insurance, or a related field preferred.
• 10+ years of Professional Liability / E&O underwriting experience.
• Significant experience underwriting Architects & Engineers Professional Liability risks required.
• Exposure to other Professional Liability products preferred.
• Experience underwriting both admitted and surplus lines business.
• Demonstrated success evaluating small and middle market accounts, including complex risks, while balancing growth and profitability objectives.
• Established relationships with retail brokers within the Professional Liability marketplace strongly preferred.
• State Property & Casualty and/or Surplus Lines license required.
• CPCU, AU, RPLU, or other relevant insurance designations preferred.

Skills

• Deep expertise in Professional Liability and Errors & Omissions underwriting.
• Strong understanding of Architects & Engineers risk exposures and coverage considerations.
• Advanced risk assessment, pricing, and coverage analysis capabilities.
• Proven relationship-building and broker management skills.
• Strong negotiation, communication, and presentation abilities.
• Strategic mindset with a focus on profitable growth and portfolio management.
• Ability to work independently while serving as a senior technical partner within the team.

Benefits

Ryan Specialty offers a comprehensive and best-in-class benefits package that supports physical, financial, and emotional well-being goals, including:

• Paid time off for company holidays, vacation, sick, and personal days.
• Paid parental leave.
• Mental health services.

Pay

The target salary range for this position is $160,000.00 - $200,000.00 annually. Full-time roles are eligible for bonuses and benefits.

Location: Remote