Excess & Surplus - Associate Production Underwriter Trainee - January 2027

About the role

Cincinnati Specialty Underwriters, a wholly owned subsidiary of The Cincinnati Insurance Companies, is currently seeking candidates for the Excess & Surplus - Associate Production Underwriter Trainee class beginning January 2027. This role reports to our Fairfield, OH headquarters.

Responsibilities

• actively participate in and complete a training curriculum that will prepare you to assist independent agents with excess and surplus commercial lines insurance policies
• demonstrate a basic understanding of underwriting concepts, lines of coverage, and the Cincinnati appetite for risk
• appropriately price new business and renewal accounts with consideration given to segmentation, net rate, and exposure increase targets
• meet department service standards for new business and renewal issuance
• respond to inquiries in a timely manner, effectively research, and work to solve problems for internal and external customers
• balance performance goals with profit and growth objectives; learn to analyze data to drive value added decisions regarding price, terms, and conditions
• provide agencies with sound advice and decisions that will lead to profit and growth for the agencies and company
• build and leverage relationships with headquarters and field associates to foster a valuable agency experience and support company goals
• complete minor travel during the training period, with the potential for bi-monthly travel as responsibilities and career growth evolve
• seek opportunities to add to your underwriting knowledge by attending all department training classes and reading all written communication

Requirements

• actively participate in and complete a training curriculum that will prepare you to assist independent agents with excess and surplus commercial lines insurance policies
• demonstrate a basic understanding of underwriting concepts, lines of coverage, and the Cincinnati appetite for risk
• appropriately price new business and renewal accounts with consideration given to segmentation, net rate, and exposure increase targets
• meet department service standards for new business and renewal issuance
• respond to inquiries in a timely manner, effectively research, and work to solve problems for internal and external customers
• balance performance goals with profit and growth objectives; learn to analyze data to drive value added decisions regarding price, terms, and conditions
• provide agencies with sound advice and decisions that will lead to profit and growth for the agencies and company
• build and leverage relationships with headquarters and field associates to foster a valuable agency experience and support company goals
• complete minor travel during the training period, with the potential for bi-monthly travel as responsibilities and career growth evolve
• seek opportunities to add to your underwriting knowledge by attending all department training classes and reading all written communication

Qualifications

• From a bachelor’s degree or have four or more years of insurance-related work experience and a complete Associate in Insurance (AINS) designation
• candidates who graduated within the last five years are required to submit an official or unofficial academic transcript as part of their application

Skills

• enthusiasm for learning and applying knowledge
• business driven mindset and interest in seeing your work contribute to our company’s success
• strong communication and negotiation skills
• relationship focused and effective listening skills
• strong analytical, problem-solving, and detail-oriented abilities
• effective independent decision-making, analytical, and evaluation skills
• organizational and time management skills
• capacity to learn and thrive in a fast-paced environment
• ability to develop positive relationships with agency personnel and field associates

Benefits

• Enhance your talents
• Provide outstanding service and develop strong relationships with our independent agents

Pay

The pay rate for this position is $28.85 hourly. The hourly pay rate will convert to $60,000 annually upon successful completion of training.

Schedule

Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.