Electronic Payments Specialist, ACH

Essential Responsibilities

• Establish client setup within Horizon core and with Horizon ACH
• Maintain bank external ACHPre-Note/NOC
• Perform incoming ACH transaction
• Process any ACH returns from daily transaction exception
• Review all DNE for ACH and return transactions when necessary
• Set up and maintain bank external ACH
• Process monthly IOLTA

Additional Responsibilities

• Debit Card: Process MasterCard Alerts and distribute information to frontline
• Process FALCON alerts and distribute information to frontline
• Process debit card disputes in accordance with Reg E
• Earns early notifications for large incoming chargeback items
• General Ledger: Perform end of day close out
• Reconciliation of departmental accounts
• Review of balancing report to clear exception items
• Review of outstanding items in GLs reconciled by accounting to clear exceptions
• Report review: Reg D exceptions, Account holds and appropriate documentation
• ATM transaction reports
• Invalid transfer accounts
• Mobile Wallet enablement reports and initiate email notification with client
• Remote capture review for transaction fraud
• Create billing setup/email notification within eWire for clients requiring special
• Bookkeeping: Transaction item processing exception: Returns, Unposted items, Posted exceptions, Special handling items
• Clearing House: Federal Reserve
• Miscellaneous: Duplicate check item review, Print notices and CD interest checks for daily processing, Order cash for bank offices via Fedline, Daily review official checks (cashier’s checks) for appropriate signer limits, Process Deposit and Loan verifications, Assist Compliance with subpoenas, Dormant Account Processing: Daily dormant account review and letter generation, Activate dormant accounts from proper authorization

Essential Skills, Education And Experience

• High School diploma or2-4 years banking or similar
• Strong computer skills: proficient in Excel and knowledgeable in
• Good interpersonal skills which represent the Bank in a positive manner in dealing with clients and other team
• Ability to effectively communicate with the professionalism that is identified with Southern First
• Ability to adjust to change and willingness to be a team
• Maintain regular consistent and professional attendance, punctuality and personal

WORK CONDITIONS

• This position must be able to sit for long periods of time as the position involves the majority of time spent at a desk
• This position requires little to no travel