Director of Product Management, Financial Platforms

The Director of Product Management will lead and scale the teams behind two critical domains at Affirm: Loans Lifecycle and Money Movement. This role requires 10+ years of product management experience, including 3-5 years managing and developing PM teams.

Loans Lifecycle

• Define the multi-year product strategy for foundational loan systems, ensuring scalability, compliance, and rapid product innovation.
• Translate vision into clear roadmaps and decisions for teams to execute.
• Set the bar for craft, create development paths, and cultivate a culture of ownership, rigor, and candor.
• Be the domain authority on loan lifecycle mechanics, payment rails, settlement flows, and institutional transfers.
• Partner closely with Engineering, Accounting, Treasury, Capital Markets, Legal, Compliance, and Client Success teams.
• Drive cross-functional alignment at scale, balancing competing stakeholder needs and building trust through clear communication and a strong delivery record.
• Measure and improve platform health, defining success metrics such as settlement success rates, reconciliation coverage, exception volumes, and time-to-resolution.
• Enable platform scalability and international expansion by architecting strategies that simplify domain boundaries, standardize loan behaviors, and unlock faster time-to-market for new geographies and product lines.
• Influence up and across the organization by regularly presenting strategy, tradeoffs, and priorities to senior leadership and shaping organizational thinking on investments and priorities.

Money Movement

• Own the vision and strategy for Money Movement, ensuring scalability, compliance, and rapid product innovation.
• Translate vision into clear roadmaps and decisions for teams to execute.
• Be the domain authority on payment rails, settlement flows, cross-border transfers, and reliability and accuracy standards.
• Partner closely with Engineering, Accounting, Treasury, Capital Markets, Legal, Compliance, and Client Success teams.
• Drive cross-functional alignment at scale, balancing competing stakeholder needs and building trust through clear communication and a strong delivery record.
• Measure and improve platform health, defining success metrics such as settlement success rates, reconciliation coverage, exception volumes, and time-to-resolution.
• Enable platform scalability and international expansion by architecting strategies that simplify domain boundaries, standardize money movement behaviors, and unlock faster time-to-market for new geographies and product lines.
• Influence up and across the organization by regularly presenting strategy, tradeoffs, and priorities to senior leadership and shaping organizational thinking on investments and priorities.

Qualifications

• 10+ years of product management experience, with at least 3-5 years managing and developing PM teams including people managers.
• Deep experience in loans or lending systems, understanding loan lifecycle mechanics, platform architecture for loan servicing, and compliance and operational requirements.
• Meaningful experience in money movement, payments infrastructure, or financial operations, being fluent in payment rails, settlement flows, cross-border transfers, and reliability and accuracy standards.
• Experience in fintech, financial services, or banking; familiarity with BNPL, platform products, or backend infrastructure is preferred; capital markets background is a plus.
• Demonstrated ability to set and execute long-term platform strategy in ambiguous, fast-moving environments.
• Strong technical fluency, comfortable diving into data models and API discussions with engineers and holding informed opinions.
• Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate work and raise the bar for the team.
• Track record of building and scaling distributed, high-performing PM teams across multiple domains simultaneously.
• Exceptional stakeholder management skills, aligning Legal, Finance, Engineering, and executive leadership around a common direction.
• Outstanding written and verbal communication, telling crisp, data-driven stories to diverse audiences.
• Bachelor's degree in a related field or equivalent practical experience.

Pay & Benefits

Base pay ranges from $267,000 - $327,000 per year in the United States, depending on location. Affirm offers competitive benefits including health care coverage, flexible spending wallets, time off, ESPP, and more. Affirm is remote-first and offers reasonable accommodations for candidates in need of individualized support during the hiring process.