Director of Product Management, Financial Platforms

The Director of Product Management will lead and scale the teams behind two critical domains: Loans Lifecycle and Money Movement. This role requires 10+ years of product management experience, with at least 3–5 years managing and developing PM teams including people managers. Key responsibilities include:

• Lead and grow a high-performing PM team.
• Build, mentor, and manage a team of 6–10 product managers, including people managers.
• Set the bar for craft, create development paths, and cultivate a culture of ownership, rigor, and candor.
• Own the vision and strategy for Loans Lifecycle and Money Movement.
• Define the multi-year product strategy for Affirm's foundational loan systems and global money movement infrastructure — ensuring they are scalable, compliant, and capable of supporting rapid product innovation.
• Translate that vision into clear roadmaps and decisions that teams can execute against.
• Be the domain authority.
• Serve as the executive-level subject matter expert on loan lifecycle mechanics, payment rails, settlement flows, and institutional transfers — guiding product, engineering, and business partners on tradeoffs, best practices, and platform decisions.
• Drive cross-functional alignment at scale.
• Partner closely with Engineering, Accounting, Treasury, Capital Markets, Legal, Compliance, and Client Success teams. Navigate complexity, balance competing stakeholder needs, and build trust through clear communication and a strong delivery track record.
• Enable platform scalability and international expansion.
• Architect platform strategies that simplify domain boundaries, standardize loan behaviors across products and markets, and unlock faster time-to-market for new geographies and product lines.
• Measure and improve platform health.
• Define success metrics — including settlement success rates, reconciliation coverage, exception volumes, and time-to-resolution — and hold teams accountable to the reliability and accuracy standards these critical systems demand.
• Influence up and across the organization.
• Regularly present strategy, tradeoffs, and priorities to senior leadership. Shape organizational thinking on where to invest and what to deprioritize.

Vision and Strategy

This role involves setting and executing long-term platform strategy in ambiguous, fast-moving environments. It requires strong technical fluency, proficiency with AI-assisted tools, and exceptional stakeholder management skills. The ideal candidate should have a bachelor's degree in a related field or equivalent practical experience.

Qualifications

• 10+ years of product management experience, with at least 3–5 years managing and developing PM teams including people managers.
• Deep experience in loans or lending systems — understanding loan lifecycle mechanics, platform architecture for loan servicing, and the compliance and operational requirements that come with it.
• Meaningful experience in money movement, payments infrastructure, or financial operations — fluency in payment rails, settlement flows, cross-border transfers, and the reliability and accuracy standards these systems demand.
• Experience in fintech, financial services, or banking; familiarity with BNPL, platform products, or backend infrastructure is strongly preferred; capital markets background is a plus.
• Demonstrated ability to set and execute long-term platform strategy in ambiguous, fast-moving environments.
• Strong technical fluency — comfortable diving into data models and API discussions with engineers and holding informed opinions.
• Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for your team.
• Track record of building and scaling distributed, high-performing PM teams across multiple domains simultaneously.
• Exceptional stakeholder management skills — able to align Legal, Finance, Engineering, and executive leadership around a common direction.
• Outstanding written and verbal communication; able to tell crisp, data-driven stories to diverse audiences.

Benefits

Affirm offers a comprehensive benefits package including health care coverage, flexible spending wallets, generous time off, ESPP, and more. The company is remote-first and provides reasonable accommodations for candidates with disabilities. Affirm is committed to providing an inclusive interview experience and is proud to be a fair chance employer.