Director of Product Management, Financial Platforms

Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

About the Role

The Director of Product Management will lead and scale the teams behind two critical domains: Loans Lifecycle and Money Movement. This role requires a seasoned product leader with deep expertise in loans, money movement, and fintech.

Responsibilities

• Lead and grow a high-performing PM team. Set the bar for craft, create development paths, and cultivate a culture of ownership, rigor, and candor.
• Own the vision and strategy for Loans Lifecycle and Money Movement. Define the multi-year product strategy for foundational loan systems and global money movement infrastructure, ensuring they are scalable, compliant, and capable of supporting rapid product innovation.
• Be the domain authority. Serve as the executive-level subject matter expert on loan lifecycle mechanics, payment rails, settlement flows, and institutional transfers, guiding product, engineering, and business partners on tradeoffs, best practices, and platform decisions.
• Drive cross-functional alignment at scale. Partner closely with Engineering, Accounting, Treasury, Capital Markets, Legal, Compliance, and Client Success teams, navigating complexity, balancing competing stakeholder needs, and building trust through clear communication and a strong delivery track record.
• Enable platform scalability and international expansion. Architect platform strategies that simplify domain boundaries, standardize loan behaviors across products and markets, and unlock faster time-to-market for new geographies and product lines.
• Measure and improve platform health. Define success metrics, including settlement success rates, reconciliation coverage, exception volumes, and time-to-resolution, and hold teams accountable to the reliability and accuracy standards these critical systems demand.
• Influence up and across the organization. Regularly present strategy, tradeoffs, and priorities to senior leadership, shaping organizational thinking on where to invest and what to deprioritize.

Requirements

• 10+ years of product management experience, with at least 3–5 years managing and developing PM teams including people managers
• Deep experience in loans or lending systems — understanding of loan lifecycle mechanics, platform architecture for loan servicing, and the compliance and operational requirements that come with it
• Meaningful experience in money movement, payments infrastructure, or financial operations — fluency in payment rails, settlement flows, cross-border transfers, and the reliability and accuracy standards these systems demand
• Experience in fintech, financial services, or banking; familiarity with BNPL, platform products, or backend infrastructure is strongly preferred; capital markets background is a plus
• Demonstrated ability to set and execute long-term platform strategy in ambiguous, fast-moving environments
• Strong technical fluency — comfortable diving into data models and API discussions with engineers and holding informed opinions
• Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for your team
• Track record of building and scaling distributed, high-performing PM teams across multiple domains simultaneously
• Exceptional stakeholder management skills — able to align Legal, Finance, Engineering, and executive leadership around a common direction
• Outstanding written and verbal communication; able to tell crisp, data-driven stories to diverse audiences
• Bachelor's degree in a related field or equivalent practical experience

Qualifications

• Passionate about using technology to improve financial services
• Ability to work independently and as part of a team
• Strong problem-solving and analytical skills
• Excellent interpersonal and communication skills

Benefits

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

Pay

USA base pay range (CA, WA, NY, NJ, CT) per year: $300,000 - $360,000
USA base pay range (all other U.S. states) per year: $267,000 - $327,000

Schedule

The majority of our roles are remote, with occasional requirement to work out of an Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

Equal Opportunity Employer

We are proud to be an equal opportunity employer and welcome applications from all qualified individuals regardless of race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity or any other characteristic protected by law.