Digital Banking Product Manager, Assistant Vice President
About the role
Morgan Stanley is transforming the future of digital banking by building an industry-leading banking and cash management platform that seamlessly integrates wealth management and everyday banking into one intuitive experience. By leveraging cutting-edge technology, AI-driven innovation, and client-centric design, we're empowering clients with best-in-class self-service capabilities to manage, move, and grow their wealth – all from one central location. Our entrepreneurial Digital Platforms team is seeking a strategic, high-performing Digital Banking Product Owner to help define the vision, shape the product strategy, and lead the execution of several high-impact initiatives to help scale our platform. This is a unique opportunity to be a part of and influence the future direction of our platform, solve complex business problems, and deliver meaningful impact for our clients.
Responsibilities
- Work in a fun, fast-paced, and collaborative environment designing next-generation banking technology for clients (mobile apps, websites, embedded AI, etc.)
- Design innovative new products with market-leading competitive advantages that transform how clients save, manage, move, and spend their money
- Execute the product vision, strategy, and roadmap for digital banking product offerings
- Deliver new products by partnering directly with technology, business, and operations teams to define and write requirements, manage the overall project plan, and execute deliverables
- Engage in client research, requirements development, and user experience design for new digital products
- Support usability testing and translate findings into product improvements that drive increased adoption
- Research and analyze the digital banking and wealth management industries, with a focus on cash management and digital payments
- Partner closely with Digital Product Managers and collaborate across design, engineering, operations, legal, risk, compliance, fraud, and business stakeholders to deliver secure, compliant, and client-centric experiences that deepen client relationships and support the firm's strategic priorities
- Help execute the digital product strategy, translate objectives into actionable product roadmaps, and deliver scalable solutions that drive deposit growth, increase digital engagement, strengthen cash management offerings, and position the firm as a market leader in the digital banking space
Experience
- 3+ years of technology product management or software development
- Experience with software delivery methodologies including Agile
- Professional experience in consumer technology, banking, wealth management and/or top tier consulting firm with a focus on digital strategy is a plus
- Understanding of banking deposit products, payments, systems, and latest developing tech in this space
- BA/BS required
Skills & Abilities
- Strong attention to detail in both technical and non-technical capacity
- Understanding of retail banking space and emerging technologies
- Deep understanding of web and mobile technologies
- Focus on usability and eye for design
- Excellent relationship building capabilities with partners both internal and external to the organization
- Self-motivated/independent and comfort working in a fast-paced environment
- Strategic thinker able to define and evaluate problems and solutions, and translate goals into specific project tasks
- Excellent communicator with solid written and verbal presentation skills
- Highly developed sense of ownership and accountability for work
Pay
Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.