Digital Banking Product Owner - Assistant Vice President

About the role

We are looking for a Digital Banking Product Owner to join our entrepreneurial Digital Platforms team. You will lead technology initiatives to bring new products to market for both the Morgan Stanley and E*TRADE client-facing platforms across web and mobile.

Responsibilities

• Design innovative new products with market-leading competitive advantages that revolutionize how people manage and spend their money.
• Create a vision, strategy, and roadmap for digital banking product offerings.
• Deliver new products by partnering directly with technology, business, and operations teams to define and write requirements, manage the overall project plan, and execute deliverables.
• Lead client research, requirements development, and user experience design for new digital products.
• Support usability testing and translate findings into product improvements that drive increased adoption.
• Research and analyze the digital banking and wealth management industries, with a focus on cash management and digital payments.
• Present findings to executive management, and drive change execution aligned with Wealth Management priorities.

Requirements

• 3-5 years of professional experience in wealth management, retail banking, and/or consumer financial technology.
• 3+ years of professional experience in technology product management and design.
• Software development lifecycle experience preferred.
• BA/BS required; MBA (or advanced degree) preferred.
• Deep understanding of web and mobile technologies.
• Deep understanding of Retail Banking competitive landscape and emerging technologies.
• Sharp focus on usability and design.
• Excellent relationship building capabilities with internal and external partners.
• Understanding of Banking business risk and control mechanisms.
• Independent initiative and ability to operate in a fast paced environment.
• Strong attention to detail in both technical and non-technical capacity.
• Strategic thinker able to define and evaluate alternatives, and translate goals into specific project tasks.
• Excellent communicator with solid written and verbal presentation skills.
• Solid business understanding to align product goals with organizational objectives.
• Effective communication to collaborate and influence more junior team members and stakeholders.
• Analytical skills to dive deep into data, identify trends, and inform product decisions.
• Technical proficiency to understand the development process and support implementation.
• Problem-solving ability to navigate challenges and refine solutions.
• Team collaboration to work closely with cross-functional teams and foster a productive environment.

Qualifications

• BA/BS required; MBA (or advanced degree) preferred.
• Software development lifecycle experience preferred.
• Experience in wealth management, retail banking, and/or consumer financial technology.
• Experience in technology product management and design.
• Experience in web and mobile technologies.
• Experience in Retail Banking competitive landscape and emerging technologies.
• Experience in usability and design.
• Experience in relationship building with internal and external partners.
• Experience in Banking business risk and control mechanisms.
• Experience in independent initiative and operating in a fast-paced environment.
• Experience in attention to detail in both technical and non-technical capacity.
• Experience in strategic thinking, defining and evaluating alternatives, and translating goals into specific project tasks.
• Experience in communication, collaboration, and influencing more junior team members and stakeholders.
• Experience in analytical skills, diving deep into data, identifying trends, and informing product decisions.
• Experience in technical proficiency, understanding the development process, and supporting implementation.
• Experience in problem-solving, navigating challenges, and refining solutions.
• Experience in team collaboration, working closely with cross-functional teams, and fostering a productive environment.

Skills

• Software development lifecycle experience preferred.
• Experience in wealth management, retail banking, and/or consumer financial technology.
• Experience in technology product management and design.
• Experience in web and mobile technologies.
• Experience in Retail Banking competitive landscape and emerging technologies.
• Experience in usability and design.
• Experience in relationship building with internal and external partners.
• Experience in Banking business risk and control mechanisms.
• Experience in independent initiative and operating in a fast-paced environment.
• Experience in attention to detail in both technical and non-technical capacity.
• Experience in strategic thinking, defining and evaluating alternatives, and translating goals into specific project tasks.
• Experience in communication, collaboration, and influencing more junior team members and stakeholders.
• Experience in analytical skills, diving deep into data, identifying trends, and informing product decisions.
• Experience in technical proficiency, understanding the development process, and supporting implementation.
• Experience in problem-solving, navigating challenges, and refining solutions.
• Experience in team collaboration, working closely with cross-functional teams, and fostering a productive environment.

Benefits

At Morgan Stanley, we offer a comprehensive benefits package designed to support our employees and their families at every point along their work-life journey. This includes:

• Health insurance options
• Retirement savings plans
• Flexible spending accounts
• Employee assistance programs
• Parental leave
• Wellness programs
• Professional development opportunities
• Generous paid time off

Pay

Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Schedule

The schedule for this role is typically full-time, but may vary based on the specific needs of the department and the individual's performance and qualifications.