Debt Underwriter

About Us

Insight Funders is an AI-powered private credit marketplace, connecting startups and high-growth companies with non-dilutive capital, while providing investors with pre-qualified, high-yield opportunities. We leverage AI-driven underwriting to make financing faster, data-driven, and efficient.

Job Description

We are looking for an experienced Venture Debt Underwriter to evaluate credit risk, structure debt deals, and manage lending transactions for startups. The ideal candidate has a strong background in venture debt, revenue-based financing, and risk assessment, along with a deep understanding of early-stage company financials and alternative lending markets.

Key Responsibilities

• Credit Analysis: Assess the financial health and creditworthiness of early-stage and high-growth companies.
• Financial Modeling: Build detailed financial models to evaluate cash flow, debt servicing, and risk exposure.
• Risk Assessment: Identify and mitigate risks in venture debt and revenue-based financing transactions.
• Due Diligence: Conduct in-depth financial, operational, and market due diligence.
• Loan Structuring: Design customized lending solutions aligned with startup growth trajectories.
• Portfolio Management: Monitor loan performance and risk exposure across multiple borrowers.
• Market Research: Stay updated on industry trends, venture capital, and alternative credit markets.
• Reporting & Insights: Present credit memos, risk assessments, and investment recommendations.

Qualifications

• Education: Bachelor’s degree in Finance, Economics, Business Administration, or a related field. Advanced degrees or certifications (e.g., CFA, CPA) are a plus.
• Experience: 3-5+ years of experience in venture debt underwriting, structured credit, or revenue-based financing. Strong track record of assessing startup risk and structuring non-dilutive financing solutions. Deep understanding of financial statements, credit metrics, and financial modeling.

Skills

• Strong quantitative and analytical skills with expertise in financial modeling.
• Proficiency in Excel, SQL, and other data analysis tools.
• Attention to detail and ability to evaluate complex financial scenarios.
• Excellent communication and negotiation skills.
• Familiarity with venture capital, private credit, and structured finance markets.

Compensation & Benefits

• Competitive Salary
• Performance-Based Bonuses
• Equity Options: Participate in the company’s equity program
• Comprehensive Benefits: Health, dental, and vision insurance
• Paid Time Off & Holidays
• Flexible Work Arrangements: Hybrid or remote options available
• Professional Development: Access to industry networking events, fintech conferences, and training programs

Why Join Insight Funders?

• Be part of a fast-growing fintech startup, redefining credit underwriting with AI
• Work alongside an elite team of AI and finance experts
• Lead the future of AI-driven private credit underwriting
• If you're passionate about venture debt, credit risk analysis, and AI-driven underwriting, we’d love to hear from you.
• Most Importantly—Forget Everything Above! If you’re an experienced underwriter, we want you!
• Work directly with our engineers to design and build a product that will disrupt the industry
• Work with top industry leaders, make an impact, and—yes—actually have fun in your finance job
• Join the rocket ship. Be part of the next unicorn!