Credit Supervisor

Key Responsibilities

• Analyze financial statements, credit reports, cash flow projections, and other relevant financial data.
• Evaluate the creditworthiness of new and existing customers.
• Conduct risk assessments and recommend appropriate credit limits and payment terms.
• Monitor existing credit accounts to identify potential risks or changes in financial condition.
• Prepare detailed credit analysis reports and present findings to the Credit Manager.
• Collaborate with the Credit Manager, Sales, and Finance teams to support informed credit decisions.
• Ensure compliance with company policies, regulatory requirements, and applicable industry standards.
• Maintain accurate and organized records of credit evaluations, approvals, and related decisions.
• Stay informed of market trends, economic conditions, and industry developments that may impact credit risk.

Qualifications

• Bachelor’s degree in finance, Accounting, Economics, Business Administration, or a related field.
• Minimum of two years of experience in credit analysis, lending, banking, financial services, or a related field preferred.
• Strong understanding of financial statement analysis, credit evaluation, and risk assessment.
• Proficiency with Microsoft Excel and financial analysis tools.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong written and verbal communication skills, with the ability to present findings clearly and professionally.
• Ability to manage multiple priorities, maintain attention to detail, and meet deadlines.

PREFERRED SKILLS

• Knowledge of commercial lending practices, credit policies, and applicable regulations.
• Experience with credit scoring models and risk management frameworks.
• Familiarity with financial software and credit management systems.
• Professional certification, such as Credit Risk Certification, is a plus.
• Supervisory experience is a plus.