Credit Specialist

Key Responsibilities

• Analyze customer credit applications, financial statements, trade references, and payment histories
• Audit credit risk and recommend approval, denial, or modification of credit terms and limits
• Maintain an ongoing assessment of existing customer accounts for changes in risk profile, delinquency trends, and exposure levels
• Collaborate with sales, customer service, and finance teams to balance business growth with risk management
• Support collections strategies for past-due accounts through review of aging reports and recommendation of actions to reduce delinquency and bad debt risk
• Respond to statement of account requests and assist with customer account reconciliation
• Maintain accurate customer credit files and documentation
• Prepare credit reviews, risk summaries, and account status reports for management
• Evaluate order holds and release decisions based on account standing and company policy
• Identify potential bad debt risks and recommend preventative actions
• Support continuous improvement of credit policies, procedures, and internal controls
• Assist with dispute resolution related to billing, deductions, and payment issues
• Ensure compliance with internal policies and applicable financial regulations

Requirements

• Experience performing commercial credit evaluations using financial statements, payment history, and third-party credit information
• Working knowledge of credit risk management principles, including setting credit terms and recommending exposure controls
• Ability to interpret accounts receivable aging, delinquency trends, and collection performance to support decision-making
• Strong collaboration skills with the ability to work effectively across sales, finance, customer service, and operations teams
• Clear written and verbal communication skills for documenting decisions and explaining credit recommendations
• Strong analytical and problem-solving abilities with attention to detail in evaluating account risk
• Proficiency in maintaining accurate records and handling sensitive financial information with professionalism

Qualifications

Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.

Skills

We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.

Benefits

Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.