Credit Products Specialist I - Power & Renewables
Flagstar Bank · Charlotte, NC · 1 wk ago
Finance$111k–$137k/yrFull-time
Job Responsibilities
- Assist sales in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages within assigned specialized vertical or region.
- Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions.
- Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs.
- Act as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and risk assessment.
- Analyzes and resolves problems pertaining to the assigned portfolio.
Job Requirements
- Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience.
- Minimum experience required: 2+ Years in credit underwriting, portfolio management, or a related field.
- 2+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.).
- Strong financial analysis and risk assessment abilities.
- Basic understanding of loan structuring and credit agreements.
- Proficiency in financial modeling and credit decision tools.
- Effective communication and teamwork skills.