Credit Analyst - Power & Utilities

Primary Responsibilities And Duties

• Support Power & Utilities loan portfolio and collaborate with key internal stakeholders including Relationship Managers, Credit, and Transaction Management.
• Assess and analyze new loan transactions to electric distribution and generation and transmission borrowers within prescribed standards and underwriting guidelines.
• Analyze the current, historical, and projected financial condition and repayment capacity of borrowers.
• Identify key risks and issues pertinent to each credit request, including mitigants for identified risks.
• Spread financial statements in Moody’s CreditLens and Farmer Mac’s internal excel templates.
• Aid with portfolio administration, including updating bi-weekly loan pricing worksheets, conducting loan pricing research, and facilitating periodic rate reset actions for existing loans.
• Aid with a wholesale lending program, including quarterly compliance tracking, annual reviews, and ad-hoc competitive bid proposals.
• Develop and maintain knowledge of the electric cooperative industry through research and periodic attendance of conferences.
• Provide analyst support across other Infrastructure Finance segments, as needed.
• Support organization-wide initiatives and processes to improve efficiency, productivity, sourcing, and credit quality.

Professional Experience/Qualifications

• Bachelor’s degree in accounting, finance, business administration, economics, engineering, or related field.
• Fundamental understanding of accounting and financial statements.
• At least two years of professional experience, which would have included managing multiple priorities and working both independently and as part of a team.
• Knowledge of Microsoft Office applications (Outlook, Word, and Excel) and other business software.
• Ideal candidate will be thoughtful, inquisitive, and curious in nature with heightened attention to detail appropriate for transactions of significant size and risk.

Salary

Salary is competitive. The typical starting salary range for this position is between $65,000-$85,000, although wages can vary based on experience and geography, plus performance-based bonus and equity-based awards. Individual compensation will be commensurate with the candidate's experience.