Credit Analyst

Responsibilities

• Perform credit reviews and prepare credit proposals for various local and international counterparties
• Analyze financial data and other market-related information to support the credit department or other department(s) of the company for structured trade deals and/or investment activities
• Analyze the credit exposures and monitor compliance with approved credit limits and internal credit policies
• Monitor overdue receivables and coordinate the collection process, including follow-up with counterparties and internal stakeholders to ensure timely resolution
• Prepare weekly credit exposure reports for senior management
• Assist with the mitigation of the credit risk (e.g. credit insurance)
• Assist in the review and development of credit risk-related policies and procedures
• Assist in assessing KYC applications for local and international counterparties (e.g. supplier, customer, warehouse, shipping companies etc.)

Requirements

• Bachelor (equivalent or higher) degree in Finance, Economics, Accounting, Business Administration or similar
• At least 3-5 years of experience in credit risk management, financial analysis or financial audit within a trading house, a bank, or one of the big four firms
• CFA candidate or charter holder is a plus
• Additional language (inc. Mandarin, Spanish, French) will be a plus with a preference with Mandarin
• Knowledge of the commodity business and transactions
• Good analytical and organizational skills
• Ability to work independently and under pressure
• Willing to travel in North America and from time to time internationally (as requested)
• Excellent interpersonal skills
• Excellent written and verbal communication skills
• High level of attention to detail
• Ability to work in office 5 days a week