Credit Products Commercial Portfolio Management Leader

About the Role

The Credit Products Commercial Portfolio Management Leader leads a team of Credit Products Commercial Portfolio Managers and Analysts. This role manages the portfolio management pipeline for new and renewing credit, overseeing workflow management, issue resolution, and proactive communication with key stakeholders.

Responsibilities

• Ensures new loans and renewals are underwritten to prudent risk standards and are in compliance with the commercial loan policy and the credit risk management policy
• Supports, communicates and leads new risk management initiatives in partnership with Credit Products Risk Compliance
• Serves as a coaching resource around client selectivity, loan structuring, underwriting, servicing and risk rating
• Maintains limited client portfolio direct management
• Hires/develops/coaches/manages Credit Products personnel
• Ensures Regions is building the best team and a bench to replace talent at all levels as needed
• Creates and maintains strong working relationships with key stakeholders including Credit Products Managers, Credit Products Associates, Credit Officers, Coverage Bankers, Business Unit Leadership, Geography Leadership and Human Resources
• Maintains a strong culture of risk rating accuracy and timeliness and leads the ongoing evaluation and dynamic management of risk ratings
• Ensures credit monitoring and servicing is timely and accurate
• Partners with Credit Officers to serve as Area or Group point of contact for Credit Review, Problem Asset Management, and internal and external auditors in partnership with the Credit Products Risk Compliance Group
• Assumes overall responsibility for all underwriting and portfolio management functions within the team

Requirements

• Bachelor's degree in a related field
• Ten (10) years of commercial/corporate banking experience
• Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)

Qualifications

• Significant accounting, finance and capital markets knowledge and commercial banking experience
• Two (2) years of coaching, leadership, and/or management experience

Skills

• Ability to build a cohesive team that incorporates core values and creates a motivational environment that achieves business and credit risk goals
• Ability to lead and coach
• Demonstrated self-starter with a strong work ethic
• Excellent interpersonal, problem solving, multi-tasking, and time management skills
• Excellent verbal and written communication skills
• Strong working knowledge of the group's emerging and key risks

Pay

Minimum job range target: $174,987.12 USD. Median: $219,744.00 USD. This role is eligible to participate in a discretionary incentive plan and the Long Term Incentive Plan.

Benefits

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Schedule

Full time