Credit Products Commercial Portfolio Manager

About the role

The Credit Products Commercial Portfolio Manager role at Regions involves client-facing responsibilities, including executing the bank's commercial loan origination strategy, underwriting, structuring, and documenting transactions, managing portfolio performance, ensuring compliance, and reviewing interim new money requests.

Responsibilities

• Executes on the Bank’s commercial loan origination strategy by working directly with Regions' prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.
• Underwrites, structures, and documents prospect and client transactions above a designated threshold, generally the most complex and largest of client relationships and circumstances.
• Manages the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation and underwriting on a timely basis.
• Ensures all credit process metrics are within prescribed tolerances.
• Maintains accountability for the risk evaluation and associated compliance requirements as defined in respective roles and responsibility matrices for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within assigned portfolio and for prospects.
• Reviews interim new money requests for relationships managed up to a defined limit.

Requirements

• Bachelor’s degree in Finance, Accounting or a related field.
• Three (3) years of experience in commercial underwriting.
• Subject Matter Expert-level understanding of accounting and finance, financial statement and cash flow analysis.

Preferences

• Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience).

Skills and Competencies

• Ability to work collaboratively with multiple stakeholders.
• Strong analytical and problem-solving skills.
• Strong verbal and written communication skills.
• Well-organized, detail-oriented, and able to multi-task.

Pay and Benefits

The pay range for this role is job-specific and serves as a market reference for compensation decisions. Factors such as experience, skills, knowledge, contribution, job location, and performance impact pay. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position. Minimum Job Range Target: $73,378.80 USD. Median: $86,490.00 USD. This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. It is incentive eligible.

Regions offers a comprehensive benefits package that includes paid vacation/sick time, 401K with company match, medical, dental, and vision benefits, disability benefits, health savings account, flexible spending account, life insurance, parental leave, employee assistance program, associate volunteer program, and more. For more information, visit this link.