Commercial Credit Portfolio Manager

Responsible for lending account management and relationship management of a specific group of high-profile, high-actvity accounts, their subsidiaries and their affiliates.

Responsibilities

• Work independently to originate, analyze, process and service loans.
• Prepare loan proposals and analysis customized to each potential deal in collaboration with VPPM as necessary.
• Perform portfolio management activities for existing loans to include loan structuring, interest rate conversions and repricing.
• Maintain a high level of member engagement and consult with members to ensure member satisfaction and appropriate relationship and portfolio management for each member.
• Ensure that all credit risk management activities including risk ratings and annual reviews are completed in a timely and accurate manner.
• Assist Regional Vice Presidents (RVP) with preparation of competitive materials and the presentation of materials.
• Help drive a high level of member engagement with focus on preserving the existing loan portfolio and growing loan volume.
• Monitor credit compliance, analyze associated risks, and consult with VPPM and member to develop an action plan for appropriate resolution.
• Monitor competitive issues and loan pricing for portfolio of assigned accounts.
• Detect potential problem credits and collaborate with appropriate CFC staff including VPPM in the resolution of problems.
• With appropriate guidance, coordinate all aspects of loan negotiations and documentation.
• With appropriate guidance, present financial information to membership, CFC management, Corporate Credit Committee and Board of Directors (if requested).

Requirements

• Bachelor’s Degree in Finance or Accounting (preferred)
• 6 to 8 years of experience in Banking
• Occasional travel required

Skills

• Commercial Loan Documentation
• Credit Risk
• Customer Relationship Management
• Electrical Power Transmission And Distribution
• Financial Statement Analysis
• Financial Acumen
• Loan Closing
• Loan Origination
• Standard Accounting Principles
• Underwriting

Competencies

• Analytical Skills
• Influencing Skills
• Critical Thinking
• Interpersonal Communications
• Troubleshooting
• Negotiation

Certifications

• Credit Training (required)

Pay

The expected base salary range for this position is $120,000 – $162,000, with the final offer determined based on factors such as experience, scope of the role, and demonstrated skills and competencies.

Benefits

• Employer-funded pension plan
• 401(k)
• Medical, dental, and vision coverage
• Generous paid leave program
• Annual incentive opportunity
• Onsite fitness center
• Collaborative, professional work environment