Credit Products Analyst I - Homebuilder Finance

Job Responsibilities

• Credit Monitoring & Analysis
  • Spread financial statements and assess trends.
  • Generate risk ratings and accompanying analyses.
  • Track and review covenant compliance and borrowing base reports.
  • Conduct annual and periodic portfolio reviews.
  • Perform ongoing credit due diligence.
• Loan Underwriting & Structuring Support
  • Assist Credit Products Specialists in structuring new loans and modifications.
  • Support the preparation of credit approval memoranda.
  • Prepare market and collateral analysis.
  • Order and review due diligence reports (e.g., appraisals, environmental reports, credit reports).
• Professional Development & Training
  • Participate in credit training programs.
  • Attend deal screen meetings to gain exposure to credit decision-making.
  • Engage in mentoring opportunities with senior team members.
• Special Projects & Process Improvement
  • Absorb updates to credit policies and procedures.
  • Develop efficiencies in credit analysis workflows.
  • Support ad hoc projects as needed.

Job Requirements

• Education Level: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related discipline.
• Experience: Minimum of 1+ Years.
• Competencies: Financial Acumen, Analytical Thinking, Detail Orientation, Time Management, Collaboration & Communication, Technology Proficiency, Learning Agility.