Credit Analyst I
First Merchants Corporation · Royal Oak, MI · 3 mo ago
FinanceFull-time
About the role
This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio.
Responsibilities
- Complete accurate, unbiased credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes.
- Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews.
- Assign call codes, NAICS codes, risk grade and risk rating score data accurately.
- Review appraisals and real estate evaluations.
- Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools.
- Attend and participate in loan committees as requested.
Requirements
- Bachelor's degree.
Qualifications
The following would be a plus:
- Bachelor's degree (or completion within current semester) in accounting, finance, or business.
Benefits
- Medical, Dental and Vision Insurance
- 401k
- Health Savings and Flexible Spending Accounts
- Vacation/Sick Time
- Paid Holidays
- Paid Parental Leave
- Tuition Reimbursement
- Additional Benefits
Pay
Base pay PLUS bonuses.