Credit Analyst I

Responsibilities

Develops and analyzes all types of credit information pertaining to diverse types of commercial loans; assists in preparing periodic reports for use by management. Assists in the preparation and maintenance of commercial credit files for external loan review.

Qualifications

• Required Education/Knowledge: Bachelor’s Degree from an accredited four-year university; Knowledge of bank credit policy and procedures; Superior knowledge of commercial loan documentation requirements, regulations and Bank policy; Understanding of credit underwriting issues associated with a wide variety of business.
• Preferred Education/Knowledge: Knowledge of other areas of bank operations.
• Required Experience: 0 to 2 years’ experience in a lending environment of a financial institution; Previous loan documentation and underwriting experience.
• Preferred Experience: Previous loan documentation and underwriting experience.
• Required Skills: Proficiency with PC including Word and Excel; Calculator skills; Well-developed communication skills; Ability to deal with customers, co-workers and attorneys; Ability to spread and analyze financial statements and tax returns (beneficial).