Credit Products Analyst I - Homebuilder Finance

Job Responsibilities

• Credit Monitoring & Analysis
• Spread financial statements and assess trends.
• Generate risk ratings and accompanying analyses.
• Track and review covenant compliance and borrowing base reports.
• Conduct annual and periodic portfolio reviews.
• Perform ongoing credit due diligence.
• Loan Underwriting & Structuring Support
• Affiliate with Credit Products Specialists in structuring new loans and modifications.
• Prepare credit approval memoranda.
• Prepare market and collateral analysis.
• Order and review due diligence reports (e.g., appraisals, environmental reports, credit reports).
• Professional Development & Training
• Participate in credit training programs.
• Attend deal screen meetings to gain exposure to credit decision-making.
• Engage in mentoring opportunities with senior team members.
• Special Projects & Process Improvement
• Aid in updating credit policies and procedures.
• Develop efficiencies in credit analysis workflows.
• Support ad hoc projects as needed.

Job Requirements

• Required Qualifications
• Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related discipline.
• Minimum experience required: 1+ Years.
• Job Competencies
• Financial Acumen
• Analytical Thinking
• Detail Orientation
• Time Management
• Collaboration & Communication
• Technology Proficiency
• Learning Agility