Credit Processor

About the role

Credit Processors enter Application and Vendor Data while providing a first critical transaction screen for eligibility, accuracy, completeness, and truthfulness to ensure only suitable prospects and counterparties move forward. They use a variety of company‑provided and external applications and tools, applying knowledge gained from experience and interactions with peers and management. Additional duties include updating Customer and Transaction information (reprocessings) and performing Vendor approvals. The role is predominantly sedentary but may require standing, walking, handling, reaching, lifting files up to 25 pounds, occasional filing, and occasional travel to other AmurEF offices or training sessions outside the Grand Island area.

Responsibilities

• Enter all transaction information from an application and positively identify all parties, whether new or existing in Amur’s database.
• Download and review all internal (e.g., True Exposure) and third‑party reports for credit review (e.g., PayNet, Experian, SOS, etc.).
• Identify inconsistent information, data outliers, and potentially fraudulent transactions.
• Validate automatic credit declines (e.g., Restricted Equipment, Restricted Industry, Mortgage Delinquency).
• Escalate Applications with incomplete, unclear, or inconsistent information.
• Complete an acceptable quantity of transactions daily across all origination channels to maintain the transaction queue fluid.
• Download and review all necessary reports for Vendor Approvals, and complete Vendor Approvals accurately and timely.
• Process reprocessings efficiently and accurately (e.g., Equipment changes).
• Maintain a high and consistent degree of accuracy and completeness in reviewing, entering, and checking transaction data regardless of the activity pace.
• Correctly identify and define all dimensions of an application (e.g