Credit Analyst UW IV

Description

Blue Ridge Bank is an independently owned community bank that aims to be a trusted partner in helping its customers achieve their financial goals. The bank's core values of teamwork, integrity, respect, open communication, and honoring commitments guide its actions and culture.

Responsibilities

• Oversee the credit risk assessment process, reviewing and monitoring credit applications to ensure compliance with the bank's credit risk strategy and policy guidelines.
• Lead a team of credit analysts and underwriters, guiding their day-to-day activities and managing their professional development.
• Contribute to the development and revision of credit policies, practices, and procedures to balance risk and profitability.
• Collaborate with senior leadership to develop and execute short and medium-term strategic initiatives.
• Establish and maintain productive relationships with internal and external stakeholders to optimize portfolio performance.

Skills

• Expertise in credit risk analysis and underwriting, with the ability to navigate complex challenges effectively.
• Strong leadership qualities, with a proven track record of managing high-performing teams.
• Excellent analytical and problem-solving skills, with the ability to make sound decisions under pressure.
• Exceptional interpersonal skills, capable of influencing across departments and organizational levels.

Requirements

• Minimum of seven years of experience in credit risk analysis and underwriting, preferably within the banking sector.
• Three years of managerial experience with direct reports.

Physical Requirements

• This job primarily involves working at a desk and using a computer for extended periods.
• The employee must occasionally lift and/or move up to 10 pounds.
• Specific vision abilities required include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.

Qualifications

• A bachelor’s degree in finance, Business, or a related field is required.
• A master’s degree in a related field or professional certification in risk management or underwriting is highly desirable.

Benefits

General information on our comprehensive benefits package can be found by visiting Careers | Blue Ridge Bank | Virginia & North Carolina.

Pay

Salary Range: $110,400-$171,200. Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc.

Schedule

N/A

Skills

• Expertise in credit risk analysis and underwriting, with the ability to navigate complex challenges effectively.
• Strong leadership qualities, with a proven track record of managing high-performing teams.
• Excellent analytical and problem-solving skills, with the ability to make sound decisions under pressure.
• Exceptional interpersonal skills, capable of influencing across departments and organizational levels.