Credit Analyst 4

U.S. Bank is dedicated to helping customers and businesses make smarter financial decisions while supporting the communities we serve. We offer a career with growth opportunities, learning new skills, and thriving from day one.

Responsibilities

• Approve extensions of credit or recommend decisions to final lenders for new, renewal, and extension loans.
• Conduct complete credit analyses, gathering, analyzing, and interpreting all types of credit information on existing and prospective customers.
• Review customer accounts and portfolios to identify, evaluate, and determine actions on potential credit‑quality issues, aiming to maximize credit quality and minimize risk.
• Utilize technological tools and software to evaluate individual credits or portfolios, compare possible courses of action, and make informed recommendations or decisions.

Basic Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically four or more years of relevant experience.

Preferred Skills/Experience

• Strong credit analysis and analytical abilities.
• Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis.
• Background in economics, accounting, and/or finance.
• Effective technical report writing skills.
• Effective verbal and written communication skills.
• Proficient computer navigation skills using a variety of software packages.
• Master’s degree or CPA certification (preferred).

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short‑term and long‑term disability
• Pregnancy disability and parental leave
• 401(k) and employer‑funded retirement plan
• Paid vacation (two to five weeks, depending on salary grade and tenure)
• Up to 11 paid holidays
• Adoption assistance
• Sick and Safe Leave accruals (one hour per 30 hours worked, up to 80 hours per year)

Pay

Pay Range: $75,820.00 – $89,200.00 (actual range may vary by location).