Credit Analyst PE Funds

About the role

Responsible for the processing of potentially Hedge Fund or Sponsor’s clients’ front-to-end BCA (Business Credit Analysis) based on candidate’s professional experience. The candidate processes assigned accounts as primary analyst by performing independent, forward looking credit analysis of current and prospective clients and act as a secondary analyst as needed. Provide rating and limits recommendation based on the analysis. Serve as a Credit Analyst point of contact, working closely with clients, relationship managers, legal and internal teams to manage internal compliance, booking and funding process. Plan and conduct the overall credit process and proactive monitoring of credit events for assigned accounts Keep up to date with industry news/events and possible impacts on the assigned accounts.

Responsibilities

• Strategy Evaluation and understanding of risk associated with individual transactions, products, borrowers, and counterparties.
• Ensure compliance of all internal and regulatory credit/other portfolio related policies in conjunction with GAM (Global Account Manager), Client Manager and related Financial Markets teams.
• Maintain and monitor Risk Triggers, Covenants and other credit conditions and ad hoc credit reports appropriately - preparing reports, escalation, and take actions, as per policy/procedure.
• Monitor ISDA NAV triggers and track the evolution of client performance and risk profiles over time.
• Ensure Zero BCA over dues and work to minimize extensions.
• Ensure compliance of all internal and regulatory credit/other portfolio related policies in conjunction with GAM/CM/FM teams.
• Contribute to the excess report process, including, but not limited to proposing limit increases or reducing exposures and promptly addressing queries.
• Participate regularly in account planning sessions to ensure familiarity with customer business.
• Visit/meet customers to conduct credit due diligence of existing customers with credit lines as part of the annual credit review process.
• Conduct enhanced credit due diligence in order to achieve clear understanding of credit risks associated with new transactions.
• Prepare call reports on credit/risk related discussion.

Requirements

• Solid knowledge of Hedge Fund and/or Private Equity fund industry.
• Solid credit analytical skills, including but not limited to financial statement analysis, industry analysis, credit due diligence process.
• Ability to work well with other team members and stakeholders.
• MS Excel and Word.
• Financial markets, especially FX and Derivatives.
• Familiarity with ISDA/CSA processing.

Qualifications

• Solid understanding of financial markets and investment funds, as well as their embedded risks associated with their investments and operations.
• History of performing financial statement analysis is required.
• Bachelor's Degree with concentration in Finance, Accounting and other related fields.
• Advanced Certification is a plus (MBA/CFA).
• Ability to effectively manage competing deadlines for projects in a dynamic work environment, with varying degrees of supervision.
• Strong attention to detail and ability to notice discrepancies in data.
• Strong verbal and written communication skills, with proven ability to work across cultures and within a dynamic environment.
• At least 2 years of credit analyst experience covering either Hedge Funds or Sponsors.

Benefits

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.

Pay

Expected annual base pay range for the role is 100,000 USD to 125,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location.

Schedule

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