Credit Analyst Lead

Responsibilities

• Manage and develop a Credit Analyst team as follows:
• Establish individual development plans;
• determine individual training needs;
• provide ongoing one-on-one training;
• and conduct employee annual reviews and 5-5-5 meetings.
• Assign new loans, modifications, annual reviews and other tasks to team members.
• Review the work product of team members for accuracy and compliance with loan policies and department processes.
• Prepare credit presentations to be used in the credit approval process including cash flow analysis, forecasting of future performance, industry trends and loan performance histories.
• Collect, review and analyze loan requests, financial information and collateral evaluations for larger, more complex deals.
• Prepare annual reviews of existing loan relationships.
• Afford approval for covenant testing, annual reviews and other post-approval changes as necessary.
• Assist credit department managers with special projects for managing risk in the loan portfolio.
• Promote positive, professional relationships with and among the Credit Analyst staff.
• Stay abreast of industry trends and regulatory changes affecting the department.
• Adhere to the bank’s policies, procedures, security requirements and government regulations.

Qualifications

• Bachelor’s degree in Finance, Economics, Business or related field.
• 4+ years of commercial underwriting experience.
• Strong analytical and reasoning skills.
• Excellent written, verbal, and interpersonal communication skills.
• Strong organizational skills.
• Proficiency in Microsoft Word, Excel, PowerPoint and Outlook.

About Bridgewater Bank

We are on a mission to be the finest entrepreneurial bank in the Twin Cities. Bridgewater Bank provides a broad offering of competitive benefits including (but not limited to): Healthcare (medical, dental, vision), Basic term and optional term life insurance, Short-term and long-term disability, Parental leave, 401(k) with employer match, Paid vacation & paid holidays.

STATUS: Exempt