Lead Analyst, Credit Analytics

Key Responsibilities

• Design, recommend, document and execute consumer credit underwriting and pricing strategies via extracting and analyzing requisite historical customer performance data from multiple disparate systems.
• Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test and execute new strategies.
• Leverage traditional regression model and machine learning algorithm to understand the key drivers and estimate customer behaviors by different strategy treatment.
• Drive profitable business growth via developing strategy optimization framework with full credit-cycle view.
• Implement Quality Control processes to ensure data accuracy.
• Continually enhance existing processes and reporting through automation, quality control, presentation and insights.
• Effectively summarize and present results and insights to management.

Qualifications

• Bachelor Degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management or Computer Science is preferred.
• 3+ years of experience in complex, data-driven problem solving. Master’s or PHD degrees may offset experience.