Analyst, Credit Analytics

About the role

SitusAMC is seeking a Credit Analyst to join the Credit Analytics team. This role will be part of a team managing, monitoring, and reporting on the performance of a $100B+ portfolio of transitional commercial real estate loans.

Responsibilities

• Model new assets in loan performance templates that report historical and projected cash flow.
• Determine and coordinate customizations of templates based on negotiated loan terms or analysis parameters required by underwriters, servicing, and asset management.
• Review and summarize loan covenants provided under loan documents and enter those requirements in an asset management database.
• Spread borrower-provided financial statements within financial models and advise on any emerging asset-level performance risk.
• Perform loan to value, debt yield and debt service coverage ratio tests and advise asset management on loan performance based on Lender requirements.
• Gather market data in terms of rent, occupancy, absorption, sales trends, etc. and advise asset management of any emerging market risk within assigned portfolios.
• Process draw requests for loans with a construction or renovation component and make recommendations to asset management on funding conditions.
• Prepare monthly/quarterly asset-level reports in Excel and review for accuracy.
• Support asset management team in their daily responsibilities.
• Aid in the preparation of quarterly collateral valuations.
• Aid in the preparation of various ad-hoc reports.

Requirements

• Bachelor’s degree in finance, accounting or related subjects or equivalent combination of education and experience.
• Entry level professional with 0-2 years of industry and/or relevant experience, typically at an Analyst level role or external equivalent.
• Strong analytical and computer skills with a thorough knowledge of Excel including the ability to perform cash flow analyses.
• Must be able to work efficiently with large datasets to process and present results as requested.
• Ability to work in a team environment, to think independently and generate quality work product.
• Ability to manage multiple priorities and meet tight deadlines.
• Attention to detail is a must.
• Strong reading comprehension.
• Strong business writing, presentation, and interpersonal skills.

Qualifications

• Specific compensation is determined through interviews and a review of relevant education, experience, training, skills, geographic location and alignment with market data.
• Certain positions may be eligible to receive a discretionary bonus as determined by bonus program guidelines, position eligibility and SitusAMC Senior Management approval.
• SitusAMC offers PTO and paid holidays, the terms of which are set forth in the program policies.
• All full time employees also are eligible to participate in various benefit plans, including medical, dental, vision, life, disability insurance and 401K; in each case in accordance with the terms of the applicable plans.