Analyst, Credit
Generate · San Francisco, CA · 2 wk ago
HybridFinance$110k–$125k/yrFull-time
About the role
The Credit Analyst will play an integral role across the investment lifecycle, from initial screening and underwriting through transaction execution and ongoing portfolio management. This position offers meaningful exposure to complex transactions, senior decision-makers, clients, counterparties, and the operational performance of Generate’s investments in sustainable infrastructure projects and businesses.
Responsibilities
- Evaluate new credit opportunities by analyzing business models, project economics, industry dynamics, capital structures, and key investment risks
- Build, maintain, and take ownership of transaction financial models, including validating key assumptions and developing sensitivity and downside analyses
- Conduct due diligence across financial, commercial, technical, legal, and operational workstreams
- Prepare investment memoranda and presentations that clearly communicate key risks, mitigants, transaction terms, and investment recommendations to the Investment Committee
- Complete internal credit risk ratings and assess whether proposed pricing, structure, covenants, and other protections appropriately reflect the identified risks
- Support the structuring and execution of transactions, including drafting term sheets and coordinating diligence, documentation, approvals, and closing activities
- Assist with the origination and initial screening of new credit opportunities
- Monitor the financial and operating performance of portfolio investments, update risk assessments, and identify emerging issues or trends
- Support ongoing portfolio activities, including loan fundings, amendments, waivers, consents, and other post-closing matters
- Support the creation of new fund-level materials, including marketing materials, investor relations, and ongoing compliance
Requirements
- 1–3 years of relevant experience, preferably in investment banking, project finance, private credit, structured credit, infrastructure investing, or a related field
- Strong financial modeling, accounting, and credit-analysis skills
- Experience evaluating companies, projects, or transactions and identifying the key drivers of risk and return
- Ability to process large quantities of quantitative and qualitative information and translate them into concise, decision-useful conclusions
- Excellent written and verbal communication skills, including the ability to explain complex financial or technical issues clearly
- Strong proficiency in Microsoft Excel, PowerPoint, and AI tools
- Bachelor’s degree or equivalent combination of education and relevant experience
- Strong attention to detail and a demonstrated commitment to producing accurate, high-quality work
- Intellectual curiosity, sound judgment, and a pragmatic approach to solving problems
- Ability to take ownership, manage multiple priorities, and work effectively in a collaborative, fast-paced environment
- Demonstrated interest in sustainable infrastructure
Pay
A reasonable estimate of the base salary range for this role is $110,000 – $125,000. The compensation package may also include a discretionary bonus and benefits such as health care, retirement, paid days off (including sick leave, parental leave, and vacation), and other reportable benefits.