Credit Analyst

Responsibilities

• Complete customer credit reviews and financial statement analysis to determine appropriate credit limits and payment terms.
• Review and finalize new customer account applications and reactivations.
• Evaluate customer credit status to hold or release orders while mitigating risk exposure.
• Run and work a weekly aging report to secure timely invoice settlement.
• Work with cash applications and sales to ensure customer payments are applied and debits resolved.
• Run month and quarter closes, and any other reports as needed.
• Foster relationships with Sales, Supply Chain, Finance, Marketing, and Global Services employees; continually seek and capitalize upon opportunities to increase internal client satisfaction and deepen customer relationships.

Requirements

• Degree in Finance, Accounting, Economics, or a related field from an accredited College or University, or an equivalent combination of education and experience (e.g., professional certification as a credit risk analyst or in financial statement analysis).
• 3–4+ years of increasingly responsible experience performing professional duties in finance, banking, or accounting.
• Understanding of credit risk assessments and financial statements.
• Ability to interpret credit reports and rating agency assessments.
• Exceptional verbal and written communication skills, including the ability to effectively communicate with internal and external customers.
• Extremely organized with excellent computer proficiency (SAP B1, MS Office – Word, Excel, PowerPoint, and Outlook).
• Ability to work under pressure, meet deadlines, and maintain a positive attitude while providing exemplary customer service.
• Ability to work independently and as a team member to carry out assignments within prescribed routines and standard practices.
• Strong attention to detail, analytical skills, exceptional judgment, dependability, excellent teamwork, and good time management.
• Creative problem-solving skills, professional competence, proactive attitude, and persistence.
• Current/active driver’s license.

Schedule

• Travel 10% of the time for meetings at other SSAB locations, trainings, seminars, and conferences as needed.

Working Conditions

Ability to safely and successfully perform essential job functions consistent with the ADA, FMLA, and other federal, state, and local standards, including meeting qualitative and/or quantitative productivity standards. Ability to maintain regular, punctual attendance consistent with the ADA, FMLA, and other federal, state, and local standards.