Credit Analyst

Job Overview

Search Solution Group is seeking a Credit Analyst II on behalf of our client, a financial institution.

Key Responsibilities

• Perform annual financial reviews for commercial lending relationships.
• Analyze and spread business tax returns, business financial statements, personal tax returns, and personal financial statements for new and existing credit relationships.
• Conduct credit monitoring activities, including:
• Financial statement analysis and review
• Borrowing base reviews
• Covenant compliance testing
• Marketable securities monitoring
• Leveraged lending monitoring

Requirements

• Education: Bachelor's Degree in Finance, Accounting, Business Administration, Economics, or a related field preferred.
• Experience: Minimum of 2 years of commercial credit analysis, commercial lending, or related financial services experience preferred.
• Experience analyzing commercial financial statements and tax returns.
• Experience supporting underwriting and credit review processes.
• Experience working within a banking, credit union, or financial institution environment preferred.

Skills

• Strong financial analysis and credit assessment abilities.
• Excellent analytical and problem-solving skills.
• Strong attention to detail and accuracy.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft Excel and Microsoft Word.
• Strong organizational and time management skills.
• Able to manage multiple priorities and meet deadlines.
• Ability to work under pressure and meet deadlines.
• Adaptability and continuous learning mindset.
• Professionalism and integrity.
• Commitment to accuracy and compliance.

Knowledge

• Commercial lending principles and underwriting practices.
• Financial statement and tax return analysis.
• Credit risk assessment and portfolio monitoring.
• NCUA regulations and commercial lending compliance requirements.
• Credit policies, loan structures, and covenant monitoring.
• Banking and financial services industry practices.

Key Competencies

• Analytical thinking and financial acumen.
• Strong attention to detail.
• Effective communication skills.
• Initiative and self-motivation.
• Problem-solving and sound judgment.
• Teamwork and collaboration.
• Ability to work under pressure and meet deadlines.
• Adaptability and continuous learning mindset.
• Professionalism and integrity.
• Commitment to accuracy and compliance.

How to Apply

To apply for this position, please click the "Apply" button at the top right of your screen. Alternatively, you can email your application to info@ssgresume.com. Please ensure to include your resume and any other relevant documents or information that showcase your qualifications and suitability for the role. We appreciate your interest in joining our team and look forward to reviewing your application.