Credit Analyst

About the role

The Credit Analyst processes credit limit exception requests from operations when customers require additional credit for services provided by Badger. Duties also include remediation, filing of documents related to lien and bond filings, cross-functional collaboration with various Badger departments, and conducting risk assessments.

Responsibilities

• Utilizes all available information to property assess and mitigate financial risk to Badger including internal customer payment history, business entity registration records, legal filings, social media presence, and more.
• Maintains the relationship with Badger’s third-party collection agency to ensure consistent resolution of accounts placed for outside collections after write-off.
• Identifies opportunities to protect Badger through the utilization of National Association of Credit Management’s (NACM) service to submit filings related to liens and bonds.
• Works with Finance and Operations to obtain the proper approvals credit limit adjustment requests based on Badger’s delegation of authority matrix depending on the size of the credit limit exception.
• Maintains a consistent and logical structure of Badger’s hierarchy accounts and their corresponding credit lines.

Requirements

Bachelor’s degree in business or commensurate work experience. 2+ years of professional, relevant work experience in accounting, collections, customer service or similar function. Identification of potential risk factors (internal and external) in extending additional credit.

Qualifications

For success, candidates should possess a Bachelor’s degree in business or commensurate work experience, along with 2+ years of professional, relevant work experience in accounting, collections, customer service or similar function. Candidates must also demonstrate the ability to identify potential risk factors (internal and external) in extending additional credit.

Skills

Proficiency in utilizing all available information to assess and mitigate financial risk, maintaining relationships with third-party collection agencies, identifying risk factors, and working collaboratively across departments.

Benefits

Generous salary and bonus program(s), low-cost medical, dental, and vision insurance, retirement plan with employer matching contributions, attractive vacation programs, in-house group life insurance, supportive employee assistance program (EAP), rewarding employee referral program, valuable employee training program(s).

Pay

Compensation for this position will be commensurate with education or work experience.

Schedule

N/A