Credit Analyst

About the role

The Credit Analyst is responsible for the review of all credit documentation pertaining to loans, including analyzing financial statements and periodic review of credit quality.

Responsibilities

• Review all financial information received as part of various credit requests/reviews. Responsible for data entry and spreads of financial statements, completion of credit analysis presentations, and assignment of risk rating
• Complete annual reviews of files over specified dollar limits, as requested by management, noting such things as collateral value, credit ratios and current information
• Complete collateral inspections for construction projects and floor plans
• Order of real estate appraisals and completion of real estate internal evaluations
• Order of environmental prescreens
• Assessment of compliance to loan policy of credit requests
• Valid state driver’s license, clean driving record and reliable transportation to complete collateral inspections for construction projects and floor plans
• Adherence to schedule in a structured work environment

Requirements

• Bachelor’s degree in finance, accounting, related field or equivalent relevant work experience
• 2 -3 years bank credit analyst experience with a financial institution required or equivalent experience in a financial institution
• Must be PC proficient in various software applications including financials spreading and Microsoft applications (Excel, PowerPoint, and Word)
• Strong analytical, problem solving and written and oral communication skills are required
• Must be attentive to detail, accurate, self-motivated, flexible, organized and able to work under pressure
• Complete assigned duties within required deadlines
• Ability to work independently in a pressure environment with a high level of confidentiality
• Ability to relate to and communicate effectively with internal and external customers at all levels
• P Practices high degree of professionalism and maintains satisfactory attendance within policy guidelines and is punctual

Skills

• PC proficiency in various software applications including financials spreading and Microsoft applications (Excel, PowerPoint, and Word)
• Strong analytical, problem solving and written and oral communication skills
• Attention to detail, accuracy, self-motivation, flexibility, organization, and ability to work under pressure
• Ability to work independently in a pressure environment with a high level of confidentiality
• Ability to relate to and communicate effectively with internal and external customers at all levels
• Professionalism and satisfactory attendance within policy guidelines and punctuality

Benefits

• Cornhusker Bank is an Equal Opportunity Employer
• Cornhusker Bank complies with all applicable federal, state and local fair employment practices laws
• Cornhusker Bank strictly prohibits and does not tolerate discrimination against employees, applicants, or any other covered persons because of protected applicable federal, state or local law
• All Cornhusker Bank employees, other workers and representatives are prohibited from engaging in unlawful discrimination
• This policy applies to all terms and conditions of employment, including, but not limited to, hiring, training, promotion, discipline, compensation, benefits, and separation of employment

Pay

N/A

Schedule

N/A