Coverage Attorney

Key Responsibilities

• Analyze insurance policies, endorsements, and related documents to determine coverage obligations and identify potential coverage disputes.
• Provide clear, practical legal advice to clients, claims handlers, and underwriters on coverage applicability and reservation of rights issues.
• Draft and review coverage opinions, reservation of rights letters, coverage positions, and settlement agreements.
• Handle coverage litigation and alternative dispute resolution, including drafting pleadings, managing discovery, and arguing motions and hearings.
• Cook up case strategy and evaluate exposure by coordinating with claims adjusters, defense counsel, and subject-matter experts.
• Negotiate coverage positions and settlements on behalf of insurers or insureds as appropriate to resolve disputes efficiently.
• Monitor legal developments and regulatory changes impacting insurance coverage and advise clients on implications for policy interpretation and practices.
• Contribute to training and development by preparing guidance materials, conducting seminars, and mentoring junior attorneys and staff.

Qualifications

• Juris Doctor (JD) from an accredited law school and admission to the state bar in good standing.
• Prior experience (typically at least 3+ years) practicing insurance coverage law, including evaluating policies and litigating coverage disputes.
• Demonstrated knowledge of insurance terminology, policy forms, endorsements, and regulatory frameworks affecting coverage issues.
• Strong legal research and writing skills with experience producing coverage opinions and litigation documents.
• Proven ability to manage caseloads, meet deadlines, and work collaboratively with claims and underwriting teams.
• Excellent negotiation, oral advocacy, and client counseling skills.
• Ability to analyze complex factual and legal issues, distill core coverage questions, and propose practical solutions.
• Familiarity with alternative dispute resolution and litigation procedures; experience with policyholder-side and insurer-side matters a plus.