Counsel, Business Services

About the role

As Counsel, Business Services at Hometap, you'll serve as the primary legal partner for our vendor relationships, technology agreements, and commercial transactions that power our business operations. You'll collaborate with stakeholders across the company—including Product, Engineering, Operations, IT, Finance, Marketing, and Procurement—to negotiate and structure commercial arrangements that enable Hometap to scale efficiently while managing legal and regulatory risk.

Responsibilities

• Draft, review, and negotiate commercial contracts including vendor agreements, technology agreements (SaaS, cloud services, software licenses), professional services agreements, marketing and advertising contracts, and supplier arrangements
• Partner with Procurement, IT, Product, Engineering, Marketing, Operations, and Finance teams to structure commercial relationships that support business objectives while managing legal and regulatory risk
• Review and analyze powers of attorney and trust documents to ensure proper authorization for homeowner transactions; advise Investment Support and Operations on POA validity, trust administration, and successor trustee matters
• Provide day-to-day legal advice to business teams on operational and legal questions across a wide range of topics; serve as accessible legal resource for stakeholders across departments
• Support third-party risk management (TPRM) by assessing legal and regulatory risks in vendor relationships; ensure commercial agreements comply with consumer financial services regulations
• Aid in the implementation of a contract management system, development of templates, and process optimization within Legal Operations
• Assist with litigation matters, commercial disputes, real estate and facilities matters, regulatory examinations, and special projects as needed

Requirements

• J.D. degree from accredited law school and active bar membership in good standing
• 4-6 years of relevant legal experience at a top law firm, in-house legal department, or combination of both
• Experience in consumer financial services, fintech, mortgage lending, or highly regulated consumer-facing industry required
• Strong background in drafting, reviewing, and negotiating commercial contracts including vendor agreements, technology agreements (SaaS, cloud services, software licenses), professional services agreements, and marketing contracts
• Understanding of consumer financial services regulatory landscape (e.g., UDAP/UDAAP, FCRA, state consumer protection laws) and how regulations impact commercial arrangements
• Excellent contract drafting, review, and negotiation skills with strong understanding of commercial terms, risk allocation, liability provisions, indemnification, and warranties
• Intellectual curiosity with fluency in translating legal advice into actionable guidance for business teams; excellent judgment in balancing legal risk with business strategy
• Ability to work independently and manage multiple projects, negotiations, and stakeholders simultaneously in a dynamic, fast-paced environment
• Strong organizational and project management skills with comfort navigating ambiguity and evolving business priorities
• Experience working effectively with cross-functional teams; strong ability to build trusted relationships and credibility across all levels of the organization
• Excellent written and verbal communication skills; collaborative working style with commitment to supporting team success and leading with empathy
• Exemplary personal and professional integrity; commitment to diversity, equity, and inclusion; hands-on mentality with growth mindset and passion for innovation in financial services

Qualifications

• Salary range for this role is $185,000 - $200,000, depending on your experience, skills, location, and other factors
• You’ll also receive meaningful equity, so you can share in our growth and success
• We offer generous medical, dental, and vision coverage, a work-from-home stipend, parental leave, and plenty of paid time off to recharge

Benefits

• Generous medical, dental, and vision coverage
• Work-from-home stipend
• Parenthood leave
• Plenty of paid time off to recharge

Schedule

• Full-time position

Skills

• Consumer financial services
• Fintech
• Mortgage lending
• Highly regulated consumer-facing industry
• Consumer financial services regulatory landscape
• Commercial contracts
• Technology agreements
• Vendor agreements
• Professional services agreements
• Marketing and advertising contracts
• Supplier arrangements
• Third-party risk management
• Legal and regulatory risk assessment
• Contract management system implementation
• Template development
• Process optimization
• Litigation matters
• Commercial disputes
• Real estate and facilities matters
• Regulatory examinations
• Special projects