Consumer Lending Specialist

About the role

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The Consumer Lending Specialist prepares and processes regulatory disclosures and documentation for consumer real estate loan transactions to ensure they are closed in conformance with all regulatory and bank guidelines.

Responsibilities

• Prepare TRID Loan Estimate and other Early Disclosures for consumer real estate loans
• Order all necessary due diligence required for all consumer real estate loan products
• Review and understand all necessary due diligence required for all consumer real estate loan products
• Coordinate with lender, underwriter, and prepare Closing Disclosure and other required loan documents for consumer real estate secured loan closings
• Check appropriate data programs for accuracy and completeness of information
• Coordinate with outside vendors, attorneys, title agencies, insurance agents and others to obtain required information and documentation in accordance with loan policy and federal regulations
• Ensure all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training
• Respond to loan originator and underwriter questions, recognizing issues that require escalation to management
• Perform other duties and responsibilities as assigned

Skills

• Ability to read and comprehend simple instructions, short correspondence and memoranda
• Ability to read, analyze and interpret financial reports and/or legal documents
• Ability to write routine reports and business correspondence
• Ability to respond in writing to customer complaints, regulatory agencies or members of the business community
• Ability to work quickly and efficiently to ensure loans