Consumer Lending Operations Specialist (Auto Funder)

About the role

Axos Bank Target Range: $21.00/hr. - $23.00/hr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Responsibilities

• Review and fund consumer automobile loan applications that conform to credit decisioning in accordance with approved guidelines and policy constraints while meeting service level agreements.
• Prepare required write-ups (as applicable) and ensure all due diligence and background evaluation is complete and thorough before loan funding.
• Communicate effectively with appropriate parties to satisfy conditions and maintain stellar internal and external customer service.
• Thorough review and evaluation of all documentation related to the loan file to ensure accuracy and completeness.
• Work in a team oriented, fast-paced environment by contributing to operational efficiencies and by meeting or exceeding key performance indicators.
• Prepare and complete journal entries and reconciliations.
• Ensure applications/loans meet regulatory requirements.
• Other duties as assigned to meet business and company needs.

Qualifications

• 2+ years in auto loan funding.
• Experience in other consumer lending products (unsecured lending, credit card, etc) preferred.
• Applied knowledge of loan funding fundamentals and standard industry practices.
• Excellent organizational skills.
• Attention to detail is a must, along with a keen eye for identifying problems on a loan.
• Strong math skills and computer literacy, including Microsoft Office proficiency.
• Ability to work under pressure, multi-task, and meet deadlines in a fast-paced environment.
• Excellent verbal and written communication skills (English) and negotiation skills.
• Willingness to perform multiple functions throughout the day as the need arises.
• Ability to work well within a team in a production environment with expected service level standards.

Benefits

• Medical, Dental, Vision, and Life Insurance.
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year).
• HSA or FSA account and other voluntary benefits.
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan.
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading.

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Equal Employment Opportunity

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. IER Right to Work Poster (English/Spanish) E-Verify Participation Poster (English/Spanish)