Community Lending Officer - Hanover Parkway - Spanish Preferred
Bank of America · Greenbelt, MD · 1 mo ago
FinanceFull-time
Responsibilities
- Originates loans from multiple internal and external referral sources
- Understands the local Affordable Housing Market, Housing Assistance Programs, and experience, providing thoughtful lending solutions and guidance to Low to Moderate Income and First Time Homebuyers
- Achieves production goals as defined by the business
- Maintains a quality network of business relationships that serve as a recurring source of referrals for new mortgage lending opportunities
- Provides exceptional customer service including maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements
- Conducts monthly Home Buyer Workshops and Business Development meetings
Requirements
- 2+ years of experience in loan originations and/or home buyer education
- Knowledge of conventional and/or government guidelines as well as affordable mortgage products and programs
- Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending
- Ability to organize and deliver Home Buyer Workshop presentations
- Strong written and verbal communications skills
- Self-motivated and highly organized
- Ability to prioritize multiple competing tasks
Qualifications
- Familiar with FHA and HUD guidelines
- Knowledge of community housing counseling agencies
- Knowledge of local competition product offerings and real estate market dynamics
- Strong computer skills, including Microsoft applications and previous experience using laptop technology for client communication purposes including accessing rate, credit and loan status information
- Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
- Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
- Ability to analyze and comprehend complex financial data and provide appropriate financial solutions
- Professional and effective interpersonal skills