Community Home Lending Officer

Responsibilities

• Develop new business by cultivating CRA/LMI prospects and referral contacts.
• Advise prospects and customers concerning home loan products and process.
• Interview and take loan applications including the analysis of financial data and delivery of loan packages.
• Maintain knowledge of available loan products, processing, underwriting and escalation of exception procedures.
• Provide high level of customer service.
• Conduct and coordinate homebuyer-training seminars for CRA potential applicants.
• Participate in community affairs to increase FMB’s visibility and enhance new business opportunities.

Requirements

• A high school diploma or equivalent (GED).
• Two (2) plus years in mortgage lending, consumer lending, credit counseling or homeownership counseling.
• The following would be a plus: Understanding of conventional and/or government lending guidelines. Understanding of residential first time home buyer processing, underwriting and closing process. Experience presenting financial education workshops with a focus on low and moderate income and minority neighborhoods.

Qualifications

• High school diploma or equivalent (GED).
• Two (2) plus years in mortgage lending, consumer lending, credit counseling or homeownership counseling.
• The following would be a plus: Understanding of conventional and/or government lending guidelines. Understanding of residential first time home buyer processing, underwriting and closing process. Experience presenting financial education workshops with a focus on low and moderate income and minority neighborhoods.

Skills

• Customer service skills.
• Knowledge of home loan products and processes.
• Ability to present financial education workshops.

Benefits

• Medical, Dental and Vision Insurance.
• 401(k).
• Health Savings and Flexible Spending Accounts.
• Vacation/Sick Time.
• Paid Holidays.
• Paid Parental Leave.
• Tuition Reimbursement.

Pay

• Base pay.
• Bonuses.

Schedule

• Full-time.