Commercial Relationship Specialist

About the role

The Commercial Relationship Specialist will be responsible for the origination, maintenance, and retention of a commercial client portfolio within approved geographic lending areas. The Specialist should have functional knowledge general credit skills, commercial real estate and business lending as well as the potential to achieve a high level and detailed understanding of Fremont Bank credit, deposit and treasury products.

Responsibilities

• Successful completion of training programs
• Attaining personal annual commercial lending thresholds
• Supports unit's growth and profitability through calling on existing and potential clients
• Identifies business needs and corresponding sales opportunities bank wide
• Works closely with the Credit Administration Department to provide timely closing of loans to meet established service levels in order to provide outstanding customer service to the bank's clients
• Communications (both written and verbal) with the sales group, brokers, clients and/or third parties regarding status and requirements necessary to originate and close loan transactions

Requirements

• Bachelor’s degree in Finance, Business Administration, Accounting, Economics, or a related field
• 1–3 years of banking experience, or prior internship/rotational experience within a financial institution
• Basic understanding of financial statements, credit risk principles, and loan structuring
• Proficiency in Microsoft Excel, Word, and PowerPoint
• Ability to interact professionally with clients and internal partners
• High attention to detail, sound judgment, and effective problem-solving and time-management skills
• Demonstrates integrity, accountability, and a professional demeanor while upholding Fremont Bank’s values and ethical standards

Qualifications

• Experience supporting commercial lending teams
• Exposure to commercial credit underwriting
• Hands-on experience reviewing or preparing credit memos
• Familiarity with bank products and services
• Prior client-facing experience
• Completion of formal credit training
• Knowledge of regulatory and compliance requirements

Skills

• Basic understanding of financial statements, credit risk principles, and loan structuring
• Proficiency in Microsoft Excel, Word, and PowerPoint
• Ability to interact professionally with clients and internal partners
• High attention to detail, sound judgment, and effective problem-solving and time-management skills
• Demonstrates integrity, accountability, and a professional demeanor while upholding Fremont Bank’s values and ethical standards

Benefits

Health & Wellness: Medical, dental, and vision insurance
Flexible Spending Accounts (FSA, Dependent Care, Health Savings)
Financial & Retirement: Employee Stock Ownership Plan (ESOP)
401(k) with employer match
Performance-based bonuses or incentives

Pay

USD $33.65 - USD $38.45 /Hr.

Schedule

N/A

Skills & Competencies

• Credit and financial statement analysis
• Relationship management support
• Business acumen
• Communication and client-service orientation
• Teamwork and collaboration
• Time management and adaptability
• Systems and technology proficiency
• Professional representation internally and externally

Preferred Experience

• Experience supporting commercial lending teams
• Exposure to commercial credit underwriting
• Hands-on experience reviewing or preparing credit memos
• Familiarity with bank products and services
• Prior client-facing experience
• Completion of formal credit training
• Knowledge of regulatory and compliance requirements