Commercial Real Estate Risk Officer - Assistant Vice President

About the role

The Commercial Real Estate (CRE) credit team manages real estate credit risk for Deutsche Bank’s Commercial Real Estate Group. Risk Officers handle approvals for all real estate-related transactions, including those retained on balance sheet. They also set and monitor counterparty credit limits, negotiate term sheets, review due diligence and underwriting, and interface with senior management and business personnel.

Responsibilities

• Analyze and recommend credit approval/declines, or suggest new loan terms for proposed commercial real estate transactions involving stabilized, transitional, ground-up construction, conversions, and acquisition/rehabilitation properties.
• Act as the primary intermediary between the Business units, department heads, and credit committees.
• Maintain data integrity for all names/transactions in IT systems and assist in structuring transactions to achieve optimal risk/return outcomes.
• Monitor portfolio and financial/market developments within commercial real estate and related sectors as needed to enhance response capability and corporate knowledge.
• Interact with internal Business unit personnel to prepare credit reports and due diligence documentation that support Deutsche Bank's Business strategies while operating within the constraints of Deutsche Bank’s risk appetite for commercial real estate in a manner consistent with its policies and procedures.
• Prepare impairment analyses and memoranda as necessary; assist in structuring transactions to achieve optimal risk/return outcomes.
• Maintain an existing portfolio, sponsor/guarantor financial capacity, watchlist credits, and prepare impairment analyses and memoranda as necessary.
• Monitor an existing portfolio, sponsor/guarantor financial capacity, watchlist credits and prepare impairment analyses and memoranda as necessary; assist in structuring transactions to achieve optimal risk/return outcomes.
• Assist in CRM - CRE's interactions with internal/external auditors and regulatory authorities and other Deutsche Bank infrastructure teams (Finance, Regulatory, Risk Analytics, etc.).

Requirements

Extensive commercial real estate credit experience, balance sheet lending experience, and experience working with internal and external auditors are required. Excellent verbal and written skills, ability to multi-task, structured lending experience, and a highly motivated personality are essential.

Skills

• Extensive commercial real estate credit experience
• Balance sheet lending experience
• Experience working with internal and external auditors
• Highly motivated with ability to work independently
• Excellent verbal and written skills
• Able to multi-task
• Structured lending experience

Benefits

Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits. Employee Resource Groups support an inclusive workplace for everyone and promote community engagement. Educational resources, matching gift and volunteer programs are also available.