Commercial Processor

About the Role

The Commercial Processor is a detail-oriented professional with strong organizational skills and a proven ability to deliver exceptional service in a fast-paced environment. This position processes loans for multiple departments, including Commercial, Agricultural, Union Equipment Finance, Small Business, and Dealer Floor Plan, and collaborates closely with the Wholesale Loan Operations team on various loan transactions.

Responsibilities

• Input new, renewed, and modified loans for the Wholesale Lending Division, covering Commercial, Aircraft, Church, Attorney Prepared, Commercial Real Estate, Residential Real Estate and Construction, Business Purpose, Ag, and Dealer Floor Plan loans.
• Process files after closing, ensuring liens and holds are properly placed, including filing security documents with the Secretary of State and/or Register of Deeds via mail or online system.
• Perform Wholesale Operations Pre-Closing due diligence, including Reg B, Flood, and Patriot Act Disclosures.
• Service existing files, including UCC continuations, Deed of Trust (DOT) continuations, insurance tracking, real estate tax tracking, and other documentation requirements.
• Process all release requests for loans, collateral, guarantors, liens, etc.
• Index scanned documents on computer software and update ticklers.
• Perform backup responsibilities for other loan operations staff as needed.
• Understand and adhere to all bank policies, laws, and regulations applicable to the role.
• Complete compliance training and follow internal processes and controls as required.
• Report compliance issues or violations of law/regulations in accordance with bank policies.
• Perform other job-related duties or special projects as assigned.

Requirements

• Minimum of 2 years’ banking experience is preferred.
• Knowledge and understanding of bank/government regulations and loan policy.
• Proficient in Microsoft Office Products and other bank/financial software.

Skills

• Effective written and verbal communication.
• Organized with the ability to respond quickly and positively to shifting priorities in a fast-paced environment.
• Independent with a team orientation.
• Deadline-driven, accurate, and detail-oriented.
• Problem-solver with good judgment.
• Ability to learn quickly and apply new skills while being dependable and flexible.

Working Environment

• Indoor work – not exposed to outdoor elements or hazards.
• Sedentary work, occasionally lifting or carrying up to 25 pounds.
• Eligible for hybrid work-from-home opportunity under the bank’s guidelines upon completion of onboarding.