Commercial Portfolio Manager- CRE

About the role

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

Responsibilities

• Manage a portfolio of accounts
• Review and recommend credit decisions
• Participate in business development calls
• Assess prospective client’s viability for credit
• Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants
• Generate commitment letters
• Perform final risk rating analysis
• Capture and document credit decisions, conditions, and modifications
• Collaborate with the Credit Analyst for portfolio management duties
• Establish and maintain Investor Group on lender Portal
• Perform Monitoring actions
• Conduct periodic deal reviews
• Execute decisions to renew or modify deals
• Communicate directly with clients regarding credit events and actions as needed
• Pitch the most complex deal structures
• Focus on continuous learning to stay updated with market dynamics
• Subject-matter expert, mentor to more junior PMs and Credit Analysts
• Leverage expertise to provide partners insights into the Bank's different lines of business and the related economics

Supervisory Responsibilities

• Provide employees timely, candid and constructive performance feedback
• Develop employees to their fullest potential and provide challenging opportunities that enhance career growth
• Develop the appropriate talent pool to ensure adequate bench strength and succession planning
• Recognize and reward employees for accomplishments

Requirements

• Bachelor's degree in Business (e.g., Business Administration, Finance, or Accounting)
• At least 8 years credit analysis and/or loan review experience in CRE credit/underwriting
• Highly proficient analytical skills, critical thinking, and communication skills
• Professional presence (client-facing)
• Experience managing an advanced commercial client portfolio with complexity
• Ability to partner with all deal stakeholders including clients, relationship managers, and credit teams
• Expertise in financial and risk analysis, including financial modeling
• Demonstrated expertise in using effective problem-solving techniques
• Proficient with technology and ability to learn new applications
• Normal office environment with little exposure to dust, noise, temperature and the like
• Some travel required

Qualifications

• Knowledge of commercial real estate (CRE) credit/underwriting
• Understanding of financial and risk analysis, including financial modeling
• Experience in managing complex commercial portfolios
• Strong analytical and problem-solving skills
• Effective communication and interpersonal skills
• Ability to work independently and manage multiple tasks

Skills

• Financial modeling
• Deal structuring
• Risk assessment
• Portfolio management
• Client relationship management
• Problem-solving
• Technology proficiency

Benefits

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional, and social well-being. Learn more about these programs on our 53.com Careers page.

Pay

Commercial Portfolio Manager- CRE Total Base Pay Range: $96,500.00 - $207,500.00 USD Annually

Schedule

Normal office environment with little exposure to dust, noise, temperature and the like. Some travel required.