Commercial Portfolio Manager- CRE
About the role
The Commercial Senior Portfolio Manager plays a crucial role in managing a portfolio of accounts, reviewing and recommending credit decisions, and working closely with the Credit Analyst to monitor and manage the portfolio.
Responsibilities
- Meet with clients and participate in business development calls
- Assess prospective client's viability for credit
- Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants
- Generate commitment letters
- Provide business partners with credit lending policy interpretation
- Perform final risk rating analysis
- Capture and document credit decisions, conditions, and modifications
- Collaborate with the Credit Analyst to perform portfolio management duties
- Establish and maintain Investor Group on lender portal
- Perform monitoring actions and conduct periodic deal reviews
- Execute decisions to renew or modify deals
- Communicate directly with clients regarding credit events and actions as needed
- Pitch the most complex deal structures
- Focus on continuous learning to stay updated with market dynamics
- Subject-matter expert, mentor to more junior PMs and Credit Analysts
- Leverage expertise to provide partners insights into the Bank's different lines of business and the related economics
Requirements
Minimum qualifications include a bachelor's degree in Business (e.g., Business Administration, Finance, or Accounting), at least 8 years of credit analysis and/or loan review experience in CRE credit/underwriting, highly proficient analytical skills, critical thinking, and communication skills, professional presence, and experience managing an advanced commercial client portfolio with complexity.
Skills
- Financial and risk analysis, including financial modeling
- Effective problem-solving
- Proficiency with technology and ability to learn new applications
Benefits
At Fifth Third, we offer a comprehensive benefits package that includes physical, financial, emotional, and social well-being support. For more details, visit our careers page: https://www.53.com/content/fifth-third/en/careers/benefits.html.
Pay
Commercial Portfolio Manager- CRE Total Base Pay Range: $96,500.00 - $207,500.00 USD Annually
Schedule
Normal office environment with little exposure to dust, noise, temperature and the like. Some travel may be required.