Commercial Banking Officer III

About the role

Examine, evaluate, and authorize or recommend approval of customer applications for lines or extension of lines of credit, commercial loans and commercial real estate loans by performing the following duties.

Responsibilities

• Analyze potential loan markets to develop prospects for loans.
• Interview applicants and request specified information for loan applications.
• Analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan, or submit application to Credit Analyst for verification and recommendation.
• Correspond with or interview applicant or creditors to resolve questions regarding application information.
• Approve loans within specified limits or refer loans to Senior Loan Officer for approval.
• Ensure loan agreements are complete and accurate according to policy.
• Responsible for the proper handling of OREO, including the maintenance, showing and litigation of such properties.
• Collections overdue accounts.
• Prepare credit memos.
• Represent the Bank at various business, community and social functions.

Qualifications

• Bachelor's degree (B.A.) from four-year college or university; or two to five years related experience and/or training; or equivalent combination of education and experience.
• Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals.
• Ability to write routine reports and correspondence.
• Ability to speak effectively before groups of customers or employees of the organization.
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
• Ability to apply concepts of basic algebra and geometry.
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Knowledge of accounting software; Contact Management systems; Database software; Internet software; Spreadsheet software and Word Processing software.

Benefits

Our comprehensive total rewards package offers something for everyone! Robust medical, dental, and vision insurance packagesGenerous time off, including paid federal holidays and paid day off for your birthday401(k) retirement savings planTuition reimbursement, professional development, and career growth opportunitiesEmployee assistance programComprehensive wellness program

Schedule

At any point other duties may be assigned.

Pay

Not specified

Skills

Not specified

Benefits

Not specified

Pay

Not specified

Schedule

Not specified