Commercial Banker

At a Glance

The Commercial Banker position at Nicolet National Bank is responsible for administering and supporting commercial banking activities to meet departmental goals and objectives. Key responsibilities include loan administration, relationship management, and cross-selling of bank products.

Responsibilities

• Attend to the needs of customer relationships and prospects seeking loans or lines of credit under various risk underwriting standards.
• Make decisions on loans and terms within lending limits or recommend to the Senior Lending Officer.
• Manage loan portfolios according to approved terms and in compliance with bank's lending policies.
• Provide feedback to customers on business management and financial matters to enhance relationships.
• Develop new business by calling on prospects and customers for commercial loans, focusing on cross-selling bank products and services.
• Manage ongoing loan portfolios, including addressing past dues, collateral issues, renewals, and overdrafts.
• Collect and analyze financial information to recommend credit structures and close credit relationships when necessary.
• Direct and manage administrative staff, ensuring efficient workflow and client satisfaction.
• Stay updated on new regulations, policies, and economic trends relevant to commercial lending.
• Uphold Nicolet’s philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations.
• Communicate the value of diversity within the workplace and collaborate effectively with colleagues from diverse backgrounds.

Qualifications

• A high school diploma or equivalent, along with an associate or bachelor's degree in finance, accounting, business administration, or a related field.
• 1-3 years of financial industry experience or 2-5 years of commercial banking experience.
• Proficiency in using PC, phone systems, and general office equipment.
• Strong judgment and decision-making skills.
• Effective verbal and written communication skills, with strong interpersonal abilities.

Benefits

• Medical, dental, vision, and life insurance.
• 401(k) plan with a company match.
• Paid time off and 11 1/2 paid holidays.