Commercial/Ag Lender

Duties & Responsibilities

• Interviews customers seeking loans, collects and analyzes financial and related data to determine if applicants meet established minimum criteria for creditworthiness, rejects or approves loans and terms within limits and established bank policies
• Maintains knowledge and understanding of the commercial/ag lending functions, rules, regulations, laws, and policies & procedures
• Monitors loan repayment activities and performs field work as necessary to locate and collect delinquent loan payments or secure collateral; takes necessary actions to collect from past-due accounts
• Develops and maintains positive relationships with existing and prospective customers
• Cross sells bank products and services
• Oversees cash management, and works closely with the Business Banking Officer to develop and meet sales goals for commercial deposits

Requirements

• A bachelor degree in accounting, business, or finance is required; AND 3 years minimum experience performing as a commercial/ag lender

Mental & Physical Requirements

• Ability to sit/stand/kneel/bend/for extended periods of time, lift up to 20 lbs on occasion
• Developed interpersonal abilities
• Ability to work under high pressure while remaining composed, self-driven and motivated
• Ability to communicate with clients, co-workers, and outside agencies in writing, person, and over the telephone

Education & Work Experience Requirements

A bachelor degree in accounting, business, or finance is required; AND 3 years minimum experience performing as a commercial/ag lender.

Competencies

• Strong credit analysis and underwriting skills
• Advanced lending principles and methods
• Business objectives of a lending department
• Proficiency in Microsoft Office products
• Proficiency in Bank core processing systems
• Attention to detail
• Organizational, time management, and problem solving skills

Equal Opportunity Employer

State Street Bank offers equal employment opportunities, regardless of race, religion, national origin, sex, age, sexual orientation, disability or military status. This commitment is applied to every facet of employment, including recruiting, training, transfers, compensation, promotions and other terms and conditions of employment.