Ag/Commercial Lender

About the role

The Ag/Commercial Lender will maintain and develop client relationships to assist in securing various agriculture, commercial, small business, and other credits. Your knowledge in loan origination, credit analysis, and customer service will guide clients through the loan process while ensuring their financial needs are met and limiting the bank's exposure.

Responsibilities

• Develop loan and deposit relationships with current and prospective customers.
• Evaluate customer applicant's credit and financial status to determine appropriate lending decisions based on company risk-tolerance levels.
• Determine value or status of collateral as necessary during the loan application process.
• Structure loans within loan policy guidelines for presentation and approval by loan committee.
• Maintain a strong knowledge of bank products and identify opportunities to recommend products and services to customers.
• Execute sales strategies to grow commercial and agricultural lending revenue and bank deposits.
• Manage existing loan portfolio and review financials, including tax returns, to ensure loan complies with covenants and policy.
• Build relationships with key members of the community to grow commercial lending revenue and deposit growth.
• Represent the bank at local community and professional organization events.
• Maintain a strong understanding of internal bank policies and banking regulations.
• Other duties as assigned.

Requirements

• Bachelor's degree in accounting, finance, or related field required.
• 2+ years of commercial or agricultural related lending preferred.

Benefits

• 401(k)
• Dental Insurance
• Health Insurance
• Paid Time Off

Full-time position.